Capital, On Your Terms
Secure funding against your digital holdings with transparent pricing, real-time valuations, and institutional-grade risk management.
Open AccountStructured
Finance & Capital Solutions
Trade Finance
Trade Finance helps businesses trade securely and efficiently by reducing risk between buyers and sellers through trusted financial solutions. It improves cashflow by helping suppliers get paid faster while allowing buyers to extend payment terms.
Purchase Order Finance – Funding to fulfil customer orders and purchase inventory.
Letters of Credit – Secure international payment guarantees for importers and exporters.
Supply Chain Finance – Early payment solutions to improve supplier cashflow.
Additional options include inventory finance, pre/post-shipment finance, and structured trade finance.
Reduce payment and trading risk Improve working capital and cashflow Streamline operations and support business growth
Wholesalers, importers/exporters, manufacturers, retailers, e-commerce businesses, international traders, and construction companies.
Letters of Credit
A Letter of Credit (LC) is a secure payment guarantee issued by a bank or financial institution to support international trade. It reduces risk for both buyers and sellers by ensuring payment terms are met, helping businesses trade confidently across borders.
Documentary Letter of Credit (DLC) – Guarantees payment once agreed shipping and trade documents are provided.
Standby Letter of Credit (SBLC) – Acts as a backup guarantee if payment or contractual obligations are not fulfilled.
- Reduce payment and transaction risk
- Improve cashflow and access to funding
- Build trust with international suppliers and buyers
- Support pre-shipment finance and deferred payment terms
- Protect against fraud, non-delivery, and quality disputes
- Wholesalers
- Importers/exporters
- Manufacturers
- International traders
- Construction businesses.
Invoice Finance
Invoice Finance helps businesses unlock cash tied up in unpaid invoices, providing fast access to working capital without waiting for customers to pay. It’s an effective solution for improving cashflow, covering operational costs, and supporting business growth.
- Raise an invoice with payment terms
- Receive up to 90% of the invoice value upfront
- Your customer pays the invoice as normal
- The remaining balance is released, less fees and interest
- Invoice Factoring
- Invoice Discounting
- Selective Invoice Finance
- Spot Factoring
- CHOCC (Client Handles Own Collections)
- Improve cashflow and working capital
- Access funds tied up in unpaid invoices
- Reduce bad debt risk
- Outsource credit control and collections
- Support growth without taking on traditional loans
- Consultants
- Manufacturers
- Importers/exporters
- Marketing agencies
- Subcontractors
- Service providers
- Construction businesses
Unsecured Business Loans
An Unsecured Business Loan provides businesses with access to funding without requiring assets or collateral as security. Approval is typically based on the company’s financial strength, cashflow, and credit profile, although personal guarantees are often required.
These loans are ideal for businesses looking for fast, flexible funding to support growth, manage cashflow, or cover operational costs.
- Apply without securing the loan against business assets
- Lenders assess business performance, cashflow, and credit history
- Funding is provided with fixed repayments over an agreed term
- Personal guarantees may be required
- No collateral or assets required
- Faster application and approval process
- Opportunity to build and strengthen
- Flexible funding for growth and working capital
- business credit history
Wholesalers, importers/exporters, manufacturers, retailers, e-commerce businesses, international traders, and construction companies.
Secured Business Loans
A Secured Business Loan allows businesses to access funding by using assets such as property, vehicles, or equipment as collateral. This type of finance is often used for larger investments, expansion plans, or businesses seeking lower interest rates and higher borrowing limits.
- Fixed Term Loans – Receive a lump sum repaid over a fixed term with interest
- Interest Only Loans – Pay interest only for an agreed period before full repayments begin
- Secured Lines of Credit – Flexible revolving credit secured against business or personal assets
- Access higher loan amounts
- Lower interest rates and longer repayment terms
- Suitable for businesses with limited credit history
- Build business credit through successful repayments
- Important Considerations
- Business owners may also use personal assets as security, particularly for newer businesses, although this carries additional personal risk.
- Real estate developers
- Manufacturers
- logistics companies
- Franchises
- Hospitality businesses
- Commercial vehicle operators
- Construction companies.
Asset Finance
Asset Finance helps businesses acquire equipment, machinery, vehicles, or other essential assets by spreading the cost over an agreed period. Instead of paying upfront, businesses make structured repayments while using the asset to support operations and growth.
The lender typically purchases the asset and provides it to the business in exchange for regular payments.
Ownership may transfer at the end of the agreement depending on the finance structure, and a deposit is often required.
- Hire Purchase (HP) – Pay in instalments and own the asset at the end of the term
- Finance Lease – Lease the asset with options to buy, extend, or return
- Operating Lease – Use the asset for a set period, then return it
- Asset Refinancing – Release cash by using owned assets as security
- Sale & Leaseback – Sell an asset and lease it back to free up capital
- Preserve cashflow by avoiding large upfront costs
- Access high-quality or upgraded equipment
- Flexible ownership and usage options
- Potential tax efficiencies depending on structure
- Manufacturers
- Construction companies
- Logistics and shipping firms
- Hospitality businesses
- Real estate developers
- Transport operators
A single tool for all your international transfers.
We offer tailored customer services to all clients across a vast range of industries and requirements. We aim to provide our clients with the tools needed to better manage their fx exposure, minimising risks during times of volatility and providing a platform to be able to move quickly when exchange rates are favorable.
Sign in a just few minutes
Connect Your Bank
Start Managing Payments
Secure Cross-Border Payment Solutions
Send and receive money globally, manage multi-currency accounts.